There’s something comforting about the smell of banana muffins baking in the oven. It’s that nostalgic scent that floats through the house and makes you feel like everything’s going to be okay. I’ve made these Banana Streusel Muffins more times than I can count—especially when I’ve got a couple of bananas that are too brown to eat but too precious to toss. They’ve got everything I love in a treat: a soft, fluffy base that tastes like banana bread, little pockets of chocolate chips, and a crumbly brown sugar streusel on top. They’re kind of like if banana bread and a coffee cake had a love child. Perfect with your morning coffee or, honestly, just eaten straight out of the pan while standing in the kitchen. (No judgment. Been there.) This easy chocolate chip banana bread muffins recipe hits the sweet spot between breakfast and dessert. Whether you’re feeding a crowd or just want a snack to hoard for yourself, these are the kind of muffins that disappear fast. So go ahead—grab those spotty bananas and let’s make something warm, soft, and sweet enough to brighten your whole day.

Table of Contents
- 1) Key Takeaways
- 2) Easy Banana Streusel Muffins Recipe
- 3) Ingredients for Banana Streusel Muffins
- 4) How to Make Banana Streusel Muffins
- 5) Tips for Making Banana Streusel Muffins
- 6) Making Banana Streusel Muffins Ahead of Time
- 7) Storing Leftover Banana Streusel Muffins
- 8) Try these Breakfast Recipes next!
- 9) Banana Streusel Muffins Recipe
- 10) Nutrition
1) Key Takeaways
- Perfect recipe when your bananas go too ripe.
- Crumbly cinnamon streusel adds a cozy texture boost.
- Great for make-ahead breakfasts or grab-and-go snacks.
- Includes chocolate chips for an extra treat.
2) Easy Banana Streusel Muffins Recipe
This easy chocolate chip banana bread muffins recipe checks all the right boxes. It’s simple to make, forgiving with measurements, and a reliable way to avoid wasting overripe bananas. The best part? These muffins taste like dessert but pass as breakfast, which is a win for those of us who like to ease into our mornings with something sweet.
I’ve baked these muffins on sleepy Sundays, rushed Wednesdays, and cozy Saturdays when all I wanted was something soft, warm, and nostalgic. The chocolate chips tucked inside melt just enough to create gooey little pockets while the cinnamon sugar streusel crisps up into a toasty crown on top.
Whether you’re baking for guests or just yourself, this easy chocolate chip banana bread muffins recipe is the kind that quickly becomes a repeat. The batter comes together in one bowl, and the smell that fills your kitchen? Worth it alone. Bonus points if you snag one while it’s still warm.

3) Ingredients for Banana Streusel Muffins
All-purpose flour: The base of these muffins. You’ll need 1 and 1/2 cups to give the batter enough structure while keeping it tender.
Baking powder and baking soda: These work together to lift the muffins and keep them fluffy without making them dry or dense.
Salt: Just a half teaspoon, but it brings out the sweetness and balances the flavor.
Ripe bananas: You’ll need three. The browner, the better. They add natural sweetness and help create that banana bread texture we’re going for.
Sugar and brown sugar: Half a cup of white sugar and a quarter cup of packed brown sugar sweeten the batter and deepen the flavor.
Unsalted butter: A third cup, melted. It helps make the crumb rich and moist.
Egg: Just one. It holds everything together without weighing it down.
Vanilla extract: One teaspoon to add warmth and depth.
Mini chocolate chips: About half a cup. Optional, but highly encouraged if you’re after that easy chocolate chip banana bread muffins recipe goodness.
Brown sugar, flour, cinnamon, and butter (for streusel): The topping is made with a third cup of brown sugar, two tablespoons flour, a pinch of cinnamon, and a tablespoon of butter. It creates that golden, crumbly top we all secretly want more of.

4) How to Make Banana Streusel Muffins
Step 1. Preheat the oven to 375°F and line your muffin tin. You’ll want to do this first so the batter doesn’t sit too long once mixed.
Step 2. In a large bowl, whisk together flour, baking powder, baking soda, and salt. Set that aside for a moment.
Step 3. In a separate bowl, mash your bananas until mostly smooth. Add both sugars, melted butter, egg, and vanilla. Stir until well combined.
Step 4. Gently add the dry ingredients into the wet. Fold with a spatula—don’t stir too hard or too long. Just enough until it looks blended.
Step 5. Toss in the mini chocolate chips and give it one last stir. This is the moment where that easy chocolate chip banana bread muffins recipe becomes a reality.
Step 6. Spoon the batter into your prepared tin, filling each cup about 3/4 full.
Step 7. Mix the streusel topping in a small bowl: brown sugar, flour, cinnamon, and soft butter. Use a fork to smash and combine until it forms crumbs.
Step 8. Sprinkle the streusel on top of each muffin generously. This is the crown jewel, so don’t skimp.
Step 9. Bake for 18 to 20 minutes. A toothpick should come out with a few moist crumbs, not wet batter.

5) Tips for Making Banana Streusel Muffins
If your bananas aren’t ripe, toss them in a 300°F oven for 15 minutes. They’ll soften and sweeten up just fine. This shortcut saves the day often in my kitchen.
Don’t overmix. If you’ve ever ended up with muffins that feel like hockey pucks, chances are the batter got overworked. Mix gently and stop once no dry spots remain.
Use parchment liners if you have them. They peel off cleanly and help the muffins release without a fight. Nobody wants to leave half their muffin behind.
6) Making Banana Streusel Muffins Ahead of Time
You can prep the batter the night before and keep it in the fridge. Just cover the bowl well. When you’re ready, fill the muffin tin and bake as usual.
You can even make the streusel topping ahead and store it in a small container in the fridge. It’ll be ready to go the next day when you’re ready to bake.
This easy chocolate chip banana bread muffins recipe holds up really well to this kind of advance prep, especially when life feels too busy for baking in the morning.
7) Storing Leftover Banana Streusel Muffins
Let the muffins cool completely, then place them in an airtight container. Keep them at room temp for two days or in the fridge for up to five.
If you want to store them longer, freeze them in a single layer, then transfer to a freezer bag. Thaw overnight or zap one in the microwave for about 30 seconds.
This easy chocolate chip banana bread muffins recipe stays soft even after freezing, which is why I always stash a few for later when snack cravings hit.
8) Try these Breakfast Recipes next!
9) Banana Streusel Muffins Recipe

Banana Streusel Muffins – Easy Chocolate Chip Banana Bread Muffins Recipe
Ingredients
- 1 1/2 cups all-purpose flour
- 1 tsp baking powder
- 1/2 tsp baking soda
- 1/2 tsp salt
- 3 ripe bananas, mashed
- 1/2 cup sugar
- 1/4 cup packed brown sugar
- 1/3 cup unsalted butter, melted
- 1 egg
- 1 tsp vanilla extract
- 1/2 cup mini chocolate chips
For the Streusel Topping
- 1/3 cup brown sugar
- 2 tbsp all-purpose flour
- 1/4 tsp cinnamon
- 1 tbsp butter, softened
Instructions
- Preheat your oven to 375°F (190°C) and line a muffin tin with paper liners.
- In a large bowl, mix the flour, baking powder, baking soda, and salt.
- In another bowl, mash the bananas and stir in both sugars, melted butter, egg, and vanilla.
- Combine the wet and dry ingredients, then gently fold in the mini chocolate chips.
- Spoon the batter into the muffin liners, filling each about 3/4 full.
- For the streusel, mix brown sugar, flour, and cinnamon. Add butter and mash together with a fork until crumbly.
- Sprinkle the streusel evenly over each muffin.
- Bake for 18-20 minutes, or until a toothpick comes out mostly clean (a few moist crumbs are okay).
- Let cool in the pan for 5 minutes, then transfer to a wire rack.
10) Nutrition
Serving Size: 1 muffin Calories: 220 Sugar: 15g Sodium: 180mg Fat: 9g Saturated Fat: 4g Carbohydrates: 32g Fiber: 1g Protein: 3g Cholesterol: 25mg

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